Insuring for Disasters: HOA Budgeting and Planning
The recent hurricanes in Texas and Florida have many of us thinking about what we would do in a catastrophe. For association boards, insurance is the front line of disaster […]
Don’t Make These Two D&O Insurance Mistakes
If you live in an HOA or serve on the board, Directors & Officers (D&O) insurance (D&O) provides essential protection. But shoddy coverage or a late claim can jeopardize your […]
Cost of Earthquake Insurance for HOAs in California
Earthquake risk keeps growing in California, making earthquake insurance a viable option for HOAs and condominium owners. Learn about the costs of insurance premiums, deductibles, and the types of homeowner […]
7 Common Mistakes in Approving HOA Contracts
Reviewing and accepting contracts is a regular and important requirement for homeowner associations boards. However I see many boards that make mistakes in awarding contracts for work on association complexes. […]
3 Questions to Ask Before Buying Homeowners Insurance
For many people, their home is their greatest asset, yet studies show that 59% of today’s homes are underinsured. Homeowners should update their insurance regularly to include improvements, major purchases […]
The History of an HO-6 Policy
Published in the ECHO Journal, July 2008 George’s Great Adventure “What a wonderful day” thought George. He and his wife were finally getting out of the renting market and could […]
HOA Insurance: Understanding Essential Types of Coverage
Making sure your HOA has proper insurance coverage is necessary to protecting the value of the property and the security of the homeowners. Find out the various types of coverage […]
Insuring for the Future
Published in the ECHO Journal, July 2011 ECHO’s Annual Seminar and Trade Show is an event all vendors look forward to each year. Meeting new people and having the opportunity […]
Building Ordinance Coverage
The Older the Building, the More Important the Coverage Are the buildings at your association older or subject to significant code changes if the project were to be rebuilt? This […]
Can HOA Board Members Be Sued?
In California, HOA board members have substantial protections under the law. Those protections take three forms: immunity, insurance, and indemnity. This article explains when and how each of those protections […]
